Dave Ramsey’s 7 Baby Steps

• Baby Step 1 – $1,000 to start an Emergency Fund

• Baby Step 2 – Pay off all debt using the Debt Snowball

• Baby Step 3 – 3 to 6 months of expenses in savings

• Baby Step 4 – Invest 15% of household income into Roth IRAs and pre-tax retirement

• Baby Step 5 – College funding for children

• Baby Step 6 – Pay off home early

• Baby Step 7 – Build wealth and give!